I disconnected my cable with time warner cable who i had service with for 15 years because i moved out of the area. i owed them approx $130.00. I get a bill from these people for over $500.00. Yes I did return my boxes. They tell me that I had a contract with them and that I disconnected before my contract was up!!! I am disputing this and was making good faith payments to this collection agency. Theyy promised to keep it off my credit report until it was resolved. Today I checked my credit report and it is on there and not reflecting any payments I made and they even put seriously past due! my credit score dropped over 120 points from them. I am buying my house right now and they do this. I AM CALLING THE FTC FIRST THING IN THE MORNING!!! I have disputed it with experian already, i have written my dispute letter to them and am sending it over now! This company makes promises that they do not keep!!!
UPDATE: I REPORTED THEM TO THE FTC THE BBB THE ATTORNEY GENERAL AND THEIR LOCAL CONGRESSMAN ON 12/2/2009
12/3/2009 I RECEIVED THIS VIA MY BBB REPORT
RECEIVE BUSINESS RESPONSE
IN RESPONSE TO YOUR PRIOR CORRESPONDENCE, PLEASE BE ADVISED THAT CPA HAS CLOSED IT'S COLLECTION FILE AND CEASED COLLECTION EFFORTS WITH RESPECT TO THE FOREGOING ACCOUNT. PLEASE BE ASSURED THAT THIS MATTER HAS BEEN UPDATED AT THE CREDIT BUREAUS AS ACCOUNT REPORTED IN ERROR.
Now this is all you have to do people. when you have a report that is in dispute and you feel you are being taken advantage of. The debt is more than you think it should have been. I did pay off the original balance of $130.00 to Time Warner which I owed. The rest of it was hog wash unfair charges. If you feel that the debt is not yours do the same. If you feel they are charging you for early disconnection fees do the same. However if it is your debt sorry you will have to pay. I hope this helps everyone! Have a good day! if you have any question pertaining to this post please feel free to contact me @
[email protected] Have a sunny day!
PLEASE SEE LINKS BELOW FOR YOUR HELP:
Federal Trade Commision www.ftc.gov (To file a complaint)
Better Business Bureau www.bbb.org (To file a complaint)
Credit Protectin Association 972-233-9614 or www.paycpa.com (this is only to check you acct or pay your bill)
Dallas Attorney General http://www.oag.state.tx.us/ (click on the consumer protection tab then the file a complaint tab)
IF YOU LEGALLY OWE THE DEBT THEN DO NOT FOLLOW THESE STEPS PAY THE BILL. If you think that you are being charged for something you do not agree to or the collection agency is practicing unfair practices then follow the steps.