If you are thinking on refinancing or buying a home DO NOT use Countrywide. This company has been the worse to deal with on trying to come to an agreement. Multiple phone calls, faxes, promises to call back and transfer to many departments where no one knows why you are on their line. Definately a Predatory loan company. 4 months on dealing on a loan modification and the result??? well let's say I am just lining their pockets.

Definately WILL NOT recommend them to do business with,