Like many others I ordered this so-called grants kit from this company at $1.95 for shipping. And until today and because I pay my bills via internet; I didn't know that I was getting charged a twice monthly fee of $12.95 and $39.95. I've been getting charged ever since June 2009. Luckly today my credit card company notified me of some suspicious activity going on with my card, and that prompted me t take a long look at my statement (which by-the-way, I had never been doing). I had been paying my bill monthly without fault. So when I noticed the charges, I started doing my research. I did receive the cd. However, I hadn't opened it until I came across this problem today. I've read other complaints and have noticed that the web site GrantsForCitizensMembers.org is no longer available for veiwing. It is now Citizen Grant Dollars. But I'm sure it you try to contact them for their previous site Grants For Citizens They won't know waht you're talking about. I guess this isn't really a complaint, but moreso to make others aware to read your credit or bank statements, and PLEASE, PLEASE, PLEASE!!! always take an extra minute to read those TERMS AND CONDITIONS, as I'm sure that's the mistake myself as well as others have made.