Due to ONE missed payment while I was traveling my catch up payment is 110.00, didn't have it so i sent in what I could and now have a outstanding payment of 80.00 due August 1st. which is fair, however my monthly payments after this will be 80.00 where before this unfortunate missed payment was 15.00 min payment. I have never missed a payment before and I just cannot work 80.00 into my budget. Where can i go for help on this matter.?

Regards, Pat Famulatte