I joined Cinergy about 1 year ago. Since then, I've incured A large medical debt. When my partner needed clocoma surgery, the doctors office got an approval from a representative, which was consequently denied. I also had to have breast biopsy, which was also denied after the fact. Now I'm in debt up to my eye balls and they had the nerve to up my monthly payment. Please everyone out there be careful of these people. They say one thing and do something else.