I attempted to sign up for a free credit report and when I saw that there would be a charge for this I debited out of the info and never entered the info that they would need to charge me. After reviewing my bank statements from Dec. 07 I noticed that they had been charging me $14.95 a month. After contacting this company they informed me that the report had never been viewed and that they would refund the money within 7 to 10 days. As quickly as they removed the money they should put it back into my account, because that never were authorized to charge me for anything.