My wife's credit card has been charged for last 3 months with 12$, 9$ and 9$ from CIC credit manager. We thought it as a service charge for cash advance. But later noticed that they have been charging even after paying back the full amount. Looks like this a fraud company charging for service we are unaware. Beaware of this company. If anyone has suggestion on how to get back the money can send an e-mail.