It appears Chase has targeted credit card holders that have a low APR of 3.99-4.99) to increase their minimum payment amount from 2% to 5% of Principal balance. This is I am sure is totally unexpected to a lot of consumers and appears their motive is to cause people to default in making their minimum payment so they can then charge them penalties and increase their rate. What a ripoff?What a violation of trust when consumers were enticed to use the checks they send out that promote low apr for the balance of the loan and then make such a dramatic change. I hope this becomes a matter of investigation by the State's Attorney Generals' office or a lawsuit.