i had enough money in my acct. to cover several items that were pending as you can now see on their website. if i did nothing, all the items would have cleared with no problems. but i made a purchase on my debit card of $21.00 knowing that it will overdraw my acct. ovcourse i know there would have been a fee of $39.00 wich was fine. but now they are telling me because the $21.00 item cleared before the other stuff cleared witch was pending before the $21.00 purchase it made my acct overdrafted and then all the other stuff cleared and now they say i owe them $255.00. in overdraft fees. this is a bunch of crap! its funny that this stuff was pending for days and the money was there to cover it. but as soon as i make a purchase that overdrafts the acct, then all of a sudden everything else clears. i am thinking of bringing a class action lawsuit against them because i think they manipulate accts in there favor. and i am not the only person out there with overdraft fee complaints. just check the web.