I recieved a letter from PN Financial saying that I owe CashNet USA nearly $2, 000. I have never borrowed a loan from them! I checked with my credit union and they went back over a year on my bank statements and there is NOTHING indicating I borrowed that money. And they are getting ready to sue me if I don't pay the money.

Get calls every day that I owe CashnetUSA and they are the attorney and a lawsuit is lodged against me. They threaten that a warrant will be issued either at home or work and I would lose my job, etc. I called a legitiment collection agency and here is what THEIR man said. IF THE CALL IS LEGIT, THEY WILL NOT THREATEN YOU WITH AN ARREST WARRANT, THIS WOULD BE CONSIDERED A CIVIL MATTER NO ONE GOES TO PRISON BECAUSE THEY ARE MONEYLESS. FURTHER, A LEGIT COMPANY WILL WORK WITH YOU ANYWAY THEY CAN WITH WHAT YOU CAN AFFORD. Then a second man called me today claiming to be a police officer (concerning the same matter above) I told him to hang on just a minute while I pulled his number up on Google to check if it was listed under scam numbers -- the guy couldn't hang up fast enough. TRY USING THIS TACTIC WHEN SOMEONE CALLS, IF THEY'RE LEGIT THEY'LL WAIT OTHERWISE THEY'LL HANG UP QUICKLY.

I have acquired payday loans before, not from Cashnet USA. A man called me today at work, with a very heavy eastern accent and told me that I had a legal matter with New York Court House. I am not in NY, told him I had not dealings with Cashnet, he told me it may be a diff. lender...still not making sense to me. He went on to ask if we can resolve the past due amount today. I told him to send info in the mail. He told me that I needed to get legal assistance that will cost $8-10k...He got very loud when I would not cooperate. I hung up. He immediately called back and told me that there would be someone here to arrest me at my work tomorrow. I see that this is a scam after reviewing complaintsboard.com website. Thank you for posting these things. It is very unnerving to get a call like that at work. These people are persistant and are scary when they talk "legal" and "arrest" Dont be fooled. Always get something in writing and DO NOT give them your address. If it is something that you do owe, they will have your address already..!!

Wow, I had no idea there were so many people out there who have suffered at the hands of this company. I got a call in my work place this Monday where this guy claimed to be an attorney and said they were filing paper work with my local sheriff department so they can issue a warrant out for my arrest! Now I am not to familiar with debt law or debt collectors. I asked this person what this was about, he says I took out a payday loan with cashnet and that I never paid it back. I have taken payday loans out before but through my lending companies in my own state, but I was still not sure. I have an anxiety disorder for which I take med's for and when he kept saying I was going to be arrested, the only thing that went through my mind was how do I resolve this until I get home to check my payday loan paper work for confirmation. They said I would be liable for 5000.00 for a 300.00 loan. However I could pay 1500.00 and avoid them from filling against me for fraud and have an arrest warrant against me. At this point I was mentally distraught and I wasn't thinking straight, I gave them my debit card and authorized them to debit 503.00 (I know incredibly stupid). After I had calmed down and spoke with my manager who almost called an ambulance, I found out what they did was just a scare tactic. These people did not sound like they were from here, they sounded like east Indians. I had asked them to fax me documentation of communication and payday loan papers, they said they would send that to me in 5 days. I finally called them back the same day on my lunch break at he number they gave me and said I need them to refund the money until I get the paper work. OMG! They then said in order to refund me, they will need my checking account info. I declined because I knew I can just cancel my debit card and have the charges reversed through my bank. Since Monday evening I have found out so much. Everything was illegal i.e., calling me at my place of work and threatening me with jail time. Also I never took out a payday loan with cashnet either. So I called my local police department for advise and filed an identity theft incident with my local police department as well. Also filed a complaint with the DFI and will be sending a letter to the attorney general.

They called my work place yet again today. I called them back, they said they wanted my fax number because they had documentation for me. I said great, I have filed and incident for identity theft and this documentation will be helpful to the police. After waiting for an hour and a half and not receiving the documentation I called them back. Spoke with a Scott Miller of course that is not his real name. I asked him why I had not received the documentation from them. He tells me, you want us to refund you the money right? I said I don't need you to do that, my bank is handling that for me. The threats then began and that phone call went from bad to worse. He said tomorrow I will be served at my work place, they will teach me a lesson. I advised him I filed fraud/identity them incidents with the police department and that they can do what they need to do on their end. I asked him to fax me the documentation for the loan over 10 times in course of our conversation, he basically refused. I was naive and extremely intimidated which led me to do something extremely foolish. After speaking with an officer at the local police dept, he set my mind at ease. The police don't issue arrest warrants nor do they go down to arrest people for payday loan debts. The company name that called me was called Mutual 21 and the number on my bank transaction was 925-478-5373. I have been through hell this week and I finally have peace of mind because I know my facts. BEWARE OF PEOPLE WITH STRANGE ACCENTS CALLING YOU SAYING YOU OWE MONEY AND THREATENING YOU WITH JAIL TIME AND REPRESENTING CASHNET USA.

I hope this is helpful to other people and don't be bamboozled into doing what I did :(

I was called last night from a representative special agent Marie Johnson amount of$750. The company is now saying I owe $ 1750.00. I explained to them that I was on SSI and that I could pay $20.00 a month. I was told that was unacceptable and that they would take me to civil court. The company also called my daugter Latosha Green, Evonne Simmons and that they were special agents and told them that I had committed bank fraud and was going to jail. The company continues to call, but will not except my terms. I borrowed the money from Cashnet USA, in October 2008 and now the the interest is $1000.00 more than I borrowed. I was told that if this moey is not paid, They will harress my familyhelp. What are my options? Please advise