In the afternoon in the afternoon I received a call from my bank inquiring whether I had an e mail address and what it was. I questioned this as my bank would have had it as I have had the account for two years and have e mailed them often.

Well, it turned out to be an aattempt of identity fraud as my bank, which is a credit union, could not be accessed and I had my account locked and was to call the bank with a new user number and password.

The bank advised me to not ever give, but that I knew, but never confirm as I thought it was the bank. I looked on my caller ID and the only disturbing number was a toll free number and when I called it with the police here, it came up as Cash Call. All the recording sent was automated, then a man's voice came on and asked for social security number and said it was and will be used to manage the account!

The rest is history as this has been docimented by Stockton California POlice Department as they dialed the numbers from my cell phone and the same thing happened, just wanted your social, and then the same automated "you do not qualify" Basically they get your social and it leads to an attempt of identity fraud.

BEWARE of CASH CALL

Kim J.

This may be the worse company I have ever dealt with. I took a loan out with them back in April of 2007. Sure the day I spoke to the woman who handles the paperwork online was as nice as could be, telling me not to pay attention to the 'numbers' meaning the payments and interest rates. She pushed me into thinking everything had to be done right away basically not giving me the time to read all the fine print. She did say however that I had 24 hours to read over anything after the money was deposited and if I decided that I did not want the loan I could call back and they would deduct the $2500 from my checking account.

Well that Monday night I was rushed to the hospital and was admitted for 5 days. After getting out I called Cash Call explaining my situation and that I couldn't call to stop the loan - I was willing to show them paperwork from the hospital proving that I was admitted. There answer was - 'Sorry there is nothing we can do for ya' and hung up the phone. They really do take advantage of people who are in need and have no guilt what-so-ever.

I actually closed my checking account so they couldn't take the payments out. I had to beg and plead with them to refinance the loan to get the payments down to $126 per month. On top of it all, they never sent me any type of invoice letting me know when the payments were due but yet they got right on the phone letting me know the payments were late.

I wish there was a law that wouldn't allow company's like this charge the interest rates they do. Maybe we should all get together and each file a lawsuit against them!