Ok, I understand the aggravation here, but be real!! You have to sign something in order to get the money you seem to have to have now and then you're gonna bag on the comp that gave you the money...My mother is dealing with this company and unfortunately she is going to have to either deal with it and pay it off (early---GO GET A LOAN!!) and get it done so it doesn't continue to linger, or file BK. She'll get a loan and get it fixed, but seriously...READ WHAT YOU SIGN!! (i think i've said this to my mother 85 times...but she just HAD to have a new roof!! nothing wrong with the old one...)

At the inception of the loan, Cash Call did not take the 1st months payment automatially from my checking account instead they waited a month, then tried to charge me penalty fees and interest. When I instructed my bank not to accept any further attempts from Cash Call until I settled the matter with them, they tried to take the money again. I contacted Cash Call and told them that they must stop violating the law. They then said, they would waive all fees and late charges and try again on a specific date I tell them to remove the funds. I agreed and told them to take the funds on the 5th of each month, beginning in 30 days, becuase I only got paid once every 30 days. What they did, was try to take the money a day early. As a result no funds were present and they tried again to take extra penalties and fees. I put a stop to the payments at that time and told them to Cease And Desist because they violated the terms of the contract. Therefore invalidating the contract. From that time on about 9 years ago, they have been ruthless, calling, sending threating letters, and special offers to settle with an outrageous intrest rate. In addition, they took it to small claims court, without notifying me or giving me any kind of notice and got a illegal judgement. Nothing happened until recently when suddenly I get this threating collection letter. Threatning to garnish wages. I am unemployed and that really is something I did not want to hear. Put these people behind bars for 20 or more years will you. They are no better than the Mafia.

This company is very discietful. They will call you twenty times a day!! They will use different 800's and private call to hide their number and who they are.Even after you make arrangments, they continue to call 2 times per hour, using different numbers and leaving messages on top of this!! This harassment!! And they also threaten others that answer you phone that they will call your work until you answer!! When I took this out, I thought that they was legimate loan company come to find out later that they are cash advance facility. The will not tell you anything until after you sign everything and they do it such a hurry, you can not go over everything until after it is all said and done.

I took out a Loan in OCT 2010 for $2600. My first payment was $254 amd than was to be 298. I paid this loan of in 4MTHS (I told them Feb i will pay the balance), and my pay off amount was $3012!!! THAT IS INSANE, THE INTEREST IS SO HIGH YOU DONT EVEN PAY TOWARD THE PRINCIPLE.. HOW IS THIS NOT AGAINST THE LAW! Do not get a payday load through them, everyone knows you should pay off payday loads as soon as possible to avoid this type of interest charge but it see that amount in only 4mths. RIP OFF.

I received a loan through Cash Call in 2007 for 2600.00 and have been paying on this loan since. I read about all the people this company has screwed and I can't understand why this company is not under investigation by the FTC, Consumer Affairs. The governor of Cal.(Arnold) must have been getting donation's kick back's from them. The CEO of this company is another "Bernie" and until State of federal government steps in and review's all the complaint's noting will ever get done. Thing's are always better in numbers and the only way is to strike and stop paying these people. The company will go broke and then and only then the company will be investigated. It would take a lot of planning but it could be done. Slave's fought for there right's and won this is no different.