when i applied for the loan nothing was explained to me until they had already issued the check it was a car title loan they loaned me $600.00 on my car and the payment were$194.00 mo for one year with362.26% interest the beginning of the loan was04/05/09 and the pay off dateis03/05/2010 afterall payments were made i would have paid$2329.87 thats a rip off . i couldnt afford to pay that much back.