I canceled my merchant services account after 8 months because 2 credit card readers went bad.Refurbished machines..And I had to pay 4 new ones..I paid $800.00 for 2 defective machines ..then I wrote a letter canceling my account. I sent back equipment and was supposed to receive back the additional $400.00 dollars that was a deposit on the machines credited back into my account..still waiting on that !!!I have been charged $20.00 dollars every month since then (a year now) for my merchant services account that I canceled in writing. I left a couple of hundred in that account and quit using it was waiting for refund of deposit...Now that account went into over draft because of those charges and I recieved a $325.00 bill for them..Unreal... I have reported this to the attorney generals office ..Now i guess I wait...