"I checked into this bank card empire and learned about this "home business". I told the gentleman I had just lost my job and had very little money, but he assured me that for $199 and $19.99/mth, I would have a website and training to sell merchant services.

They waited about a week for more funds to appear in my account before I became a member. I got a packet from them with two CD's that didn't explain exactly what I was selling or for how much. It also said that my website address was on the top of the form which it was not. I was told by the man who I signed-up with that I could do this business by simply talking to local business owners that I knew and then I could advertise as I started making money.

Over the next couple months, I received 7 or 8 more phone calls from different people. I always asked them for my website address, but was told I would be called back with that information (which never happened). With each call, I was asked how much was in my bank account and if I had any credit cards or people to loan me money. The final phone call a man just told me straight out that I couldn't do this business without $10, 000 to give them for an email blaster program.

I was told to "call back when I have money". I was treated rudely and abusively on the phonein three different calls.

They took funds out of my account every month and I received nothing.