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rick wilhelmi
May 13, 2009
I pay for BOA mess up
I verified routing number with bank of america associate for my federal tax refund direct deposit. Bank of america gave me the wrong routing number! I verified with the IRS the direct deposit for May 6, 2009 (they tried) BOA rejected it 1 day later I was overdraft fee bombarded by BOA ($175.00) Now I wait 6-8 weeks for a paper check for the $6, 000 tax refund. So I also will wait an extra 3 weeks for my sons to come to spend the summer with me in Texas. A bank BOA manager told me to take out a loan against my taxes. Pay the fees I said...no. Bank of America is heartless and ruthless...I suggest who ever reads this to close your account. Overdraft fees go to thier bonus funds!
Screwed in Texas
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leek
May 12, 2009
Bank Charges
Bank of America has the worst customer service workers I have ever dealt with. The Bank charged me 35 dollars for a 50 cent over the limit swipe. I was over 50 cent in my account and the bank charged me 35 dollars and the customer service agnts refused to reimburst me the fee for such a small charge. The agents did not review my account at all before making a final decission.
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Sandip V.
May 12, 2009
leav without payment
What can I do if i need to leave US to go back to my Country as everything here in US with Personal and Financial life has taken a turn for worst. i was H1b visa (India) holder.
I am in debt with the Credit cards, and cant pay them off before i leave. Can i leave anyways? And what problems is leaving US with debt going to cause me if i decide i want to come back? If Bank of America follows it is only $5496.00 will a lawyer cost more> I want to know how might they come for payment outside U.S.
It is too much strife in US for enjoy life.
Thank you.
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Simon
May 9, 2009
Awful place
After receiving our VISA card May 2008 we were encouraged to use it to enhance our new business of which we did; remodeling, new fixtures and such. After paying $50 to $100 over and above the required minimum payment and never paying late or missing a payment we were informed that our interest rate is to almost double. The excuse from VISA customer service was that we are not paying off the debt aggressively enough. I asked if that was the case why would they not require a larger monthly payment? They said that would not help the situation. I asked what amount of payment would be satisfactory to avoid this shake down and she said she was not in a position to tell me the required amount. So Bank of America VISA is basically extorting a larger interest rate out of us because we have been paying our debt plus some and have made timely payments. If this is not resolved we will pay off the debt in full and transfer all of our corporate accounts out of this mafiaso organization. What a disgrace these people are.
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anonymous1
May 8, 2009
Lowering Credit Limits / Increasing Interest Rates
Bank of America lowered my personal credit card from 25k to 18k limit and I have 17.5k on that card. Now I am so close to the limit it makes my debt ratio look bad. They also increased my interest rate on my small business card from 13.24 to 26.99%. My credit score is in the mid 700's and I have never been late on a payment and always pay way more than the minimum. I have been a customer of BOA for a very long time and have all of my bank accounts with them. I am thinking of transferring all my debt to other cards and closing all my accounts with them. This is no way to treat loyal customers. Keep me posted on the status of a class action law suit. I'm in!
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Peter
May 7, 2009
Overcharged
I have held several accounts with Bank of America that I am now in the process of closing. Six years ago I opened a checking account that I was told "No Fee, No minimum balance". Beginning in February on this year I noticed the Bank started to deducted an unauthorized fee from my account. Just because I entrusted them with my account information should not legally allow them to begin taking money from it. And six years later??? Most businesses would send a bill not go directly into your account. I went to the branch office and was told it was an error and they credited the money back. Again in April I found another deduction. This time I called and was told they told me they have never offered a "No minimum balance account" and that I could avoid the fee if I opened another account. I fully intend to open another account but never again with Bank of America.
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Richard
May 7, 2009
Awful bank
I had received my statement from Bank of America and everything looked fine. I went online like I do several times a week to double-check my BOA account. Lo and behold the credit card limit had been lowered from $22, 000 to $15, 000. Had not received a letter or anything. We are never late and have had a credit card with them for over 11 years. I called the credit department and they said that since we had not utilized our high credit limit they were lowering it since it appeared we didn't need it. Can you believe this? Anyway I looked on-line and found a site with hundreds of similar stories about BOA lowering credit limits or raising interest rates, etc. (http://www.consumeraffairs.com/finance/bofa_cc.html). Many of the people were not sent letters regarding the lowering of credit limits and in the process went unknowingly over their credit limit and were penalized. Also when credit card companies lower your credit limit this is reported to the credit bureaus and it lowers your credit score. Bank of America is not the only company guilty of this. We closed our account by the way. I would recommend everyone not to get too complacent in regards to their credit card companies. These companies can do what they want and we the consumer have no say at all.
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unhappy customer
May 7, 2009
denied a credit
I bought E efficient windows...but I did not get what I ordered..B of A, despite my documentation, and I had to send it over 6 times...would not give me a credit. And then they have closed my other cards, even tho I have paid in full every month for over 10-years and have ruined my credit score and file...
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Donna Burns
May 6, 2009
Ridiculous Overdraft Fee
I am outraged over the financial rape Bank of America is allower to get away with. On my checking account, I have several transactions pending. All funds were in the account before the transactions posted, but because technically/on paper, I was overdrawn. The charged me 2 - $35 fees. They never paid out any of their money in my regard. They used my money in my account. I bank with another bank and they do not charge a fee as long as all monies are in the account before the transaction actually posts.
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dseany
May 6, 2009
Overdraft fees
Bank of America and how they work by trying to overdraft your account so they can make money off of you.And have the balls to tell me over the phone that they dont care.
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