A Bank of America employee gave my stalker my checking account number, and also told him how many accounts I have with B of A. My stalker was able to walk into a local branch and make a deposit (using bad checks) into my savings and my checking, and then went to another branch and made a deposit into my savings (also a bad check). This is especially frustrating because four days prior I had called B of A customer service and had a notation put on my acct stating that "No transaction be made without two forms of ID." When I spoke to the branch manager, I asked if "transaction" meant withdrawl. He said, "No, a transaction is a a withdrawl, deposit, or transfer, " yet couldn't explain why a grown man was able to make a transaction using my account without showing two forms of ID - since he is obviously NOT a twenty five year old woman, as I am. The manager did agree with me that no one should be able to access information such as account numbers, or even how many accounts a customer has. But he had no explanation and no remorse for the fact that one of his employees had divulged that exact information.

I can't trust Bank of America now, knowing that anyone can walk into a branch or call up and get my personal banking information. What's next? Getting my money?

I noticed an over draft charge of $35.00 on my checking account with Bank Of America. I didn't show any overdrafts so I called to inquire about the charge. The customer service rep told me that I had a charge on 5/13/09 and that I didn't have the full amount in my account, however the charge posted on my account on 5/15/09 which the money was available. The representative states that they have change how charges are posted. I told her that I do not understand because there is no overdrafts shown on my account and I was not told of any changes and asked if the $35.00 charged could be waived. I was told no it couldn't because it was a valid charge, even though I don't think it is. I asked to speak with a manager and was told that she is a manager and that was it and then she hung up before I could say anything.

They have changed their policies to "real time." The change apparently happened last year and I only now know the imlications. Now they can charge you for a pending fee. My account showed positive balances yet they charged me two fees. They told me I cannot trust the online banking function that is supposed to be in their "real time."
They failed the government's stress test. I presume the 34 BILLION dollars that they must obtain in order to stay in business is leading to their changing policies.

BANK OF AMERICA
"OVER DRAFT FEES"

My name is trying the best I can to make ends meet!

I try to keep track of my checking account by utilizing the mobile bank with BofA though there is always things pending that aren't real time when you check the account. I believe that I'm not the only one who uses plastic to pay for most everything and I keep a running tally in mind and when in question whether or not there is money in the account I go to the mobile banking site to verify what is available.
Over the past year or two since I've had this account the have raped me for about $3, ooo - $4, 000 at least in "over draft fees" some times this $35.oo fee is implemented because of a $2.00 oversight, there has been weeks where my check which is direct deposited is completely confiscated by this institution. Some of the time this has happened with a over draw on my part less than 24 hrs. prior to my check going into there bank through the direct deposit, this isn't right. They know that my check is going in at the same time every week same amount every week, so it seems wrong for them to charge $35.oo dollars for a $2.00 over draft (loan) that will be covered with in 12 hours. There should be some sort of limits to what they can high jack, I am on tight rope as far as my budget there isn't any room for errors especially when I make efforts to stay with in my means.
I'm wondering if this is just me that sees something wrong with this or if anyone else feels that they are being taken advantage of. I know that I'm not with out blame if I kept an accurate check register, then maybe I wouldn't have some of these issues, an this is something that I'm working on. Please comment.

BOA offered a credit card balance transfer at 0.99% to March 2010 (one year from filling out the online forms). After the transfer took place, they denied any promotional offer and are now charging me 22.99% interest! I am trying to get the finance charges for 2 months corrected so I can pay off the account, but after 2 days of calls I still get the run around.

DO NOT BANK WITH BOA. They are deceptive and do not honor their own offers.