I have been in a debt consolidation since 6/2006, got 4 out of 6 cards paid off. On 7/6/09, I received a summons in the mail from a law firm stating that CACH LLC is sueing me for $6500. I had no clue what this was about since I gave a POA to the debt co., I have never received a letter, monthly billing statements, that CACH was now the debt collector and they took over in Feb 2007, its now 7/09. I have been in contact numerous times with debt co. asking them about this debt. regarding this summons. At the time I turned everthing over to the debt co, this bill was only for $2119.00, and now I am being sued for $6500. Cach has never sent me anything after they bought the debt, and on my debt co., it states settlement pending. I had no idea about this until today when the debt co emailed me saying cach bought the debt back in 2/07, it is now 7/09, why wait so long. I have replied to the court, so just waiting to hear for a trial date. Is this legal for Cach not to contact me for payment of this debt since 207 and receive a summons in the mail on 7/09?

There was a withdrawal of the amount $7.95 from www.fedgrantusa.com. Phone 877-4795-1273. I want to report this as fraud from my checking account. Account ending 901.

William Herron

Also a charge taken out of my ccount of $59.95.
Please look into these.

I made certain charges on my debit card on one day that posted immediately to my account (could see them online) that brought my balance to under $100. The following day a large check hits my account which should have resulted in a single overdraft fee. Instead, BOA un-posted three charges that had posted agains the account the previous day, applied the check amount, then re-posted the charges which resulted in four overdraft fees instead of the one.

After four months and countless phone calls and emails to cancel an unauthorized charge; Bank of America still keeps mistakenly drafting $15 dollars from my business account!

It started out of the blue in April I notice a strange charge on my account for “Online Business Suite Account Management Services”, a charge I did not authorize. I spent 45 minutes on the phone with BOA and finally got a representative to remove the charge and then they had the gall to try and sell me more services I didn’t want. They said the will remove the unauthorized subscription to the “Online Business Suite Account Management Services” and credit my account for the $15. They said I will not be charged for it in the future. The next month (May) rolled around and it happened again! Same thing, spent an hour plus sending emails and calling just to get them to remove this charge and service from my account. June came, same thing again, this time I demanded through emails that they get this problem in front of a manager, because I didn’t want to have this happen every month. I sent about 8 emails total, each time they sent a form letter back and each time I asked if they even read the emails. Every reply keep saying they credited me for the $15 charge and that we were removed from that service. Each time I said this keeps happening and I don’t want to keep going through this, that this was the 3rd month in a row and it keeps happening and to please explain how they will make sure this does not happen again and to get this email to a manager. It was to deaf ears! It happened again this month of July!

I’m so feed up with this and Bank of America could care less! It seems like a scam! Automatically enrolling someone over and over again as if they hope unaware victims will let it slide so Bank of America can make some extra money! I know first hand and my friends do to, how Bank of America is so greedy. BOA orders the largest to the smallest charges on an account when an overdraft happens with in the same day so BOA unfairly makes a lot more money on fees. My friend was only around $10 short one day, but since BOA unfairly stacks the cards against their customers he was charged $175 for 5 overdrafts! If they ordered it from the smallest charge to the largest only the largest charge would have been over-drafted and he would only have had one single $35 fee! I won’t even get started to BOA’s “keep the change” scam like program. It’s the greed of large financial corporations that has gotten this world into this huge financial crisis. When are they going to learn that it’s unhealthy to treat their customers the way they do? Only when large corporations don’t have the power of a monopoly and we have more choices! The customers and citizens loose while the CEOs win! Too big to fail? NO, too big fails!

we went to make a cash deposit of $1200 and after we put our money in the machine it shut down and said temporarily out of service. so we of course freaked out and went in the bank and they said they posted a credit for the amount to our account and would have us a new debit card issued because the machine ate our card. well it has been over a month and we still dont have a card and we got a letter from BOA stating that they never found any record of the deposit or the cash and somehow the survailance cameras were misteriously not on at that time and the card was never recovered. we have filed several complaints and are going to have to hire a lawyer! BOA SUCKS and they are theieves. you should be able to trust your bank with your cash!