We were sent an official looking letter asking us to pay a bill of $4, 090.46 from a credit card debt that was owed.We have never had a chase credit card, especially not one that was owed that much cash.We called and spoke to some one, who was obviously out sourced, who asked for my husbands social and birth date...I did not give it to them, just the last 4, and then I purposefully gave them the wrong address, and was not corrected, so I hung up.The people sounded like a scam, we have never owed that much to any company and did not pay it off.I told the man on the phone I was going to call the bank and ask why we were being charged, he got all excited and said oh no ma'am...we can settle your debt on the phone right now for only 2, 000.00 dollars!Why would someone want to mess with people who are already struggling in the economy?????