This is a warning for every consumer who purchases a ticket off Amtrak's website and then expects to have to option to cancel and get a refund. The website was designed so that you can't cancel the ticket. You have to call a customer service rep. The rep will tell you they will process the refund but neglect to offer to send you an e-mail confirming that you cancelled the ticket.

Ask for the refund confirmation sent to your e-mail. Amtrak places a hold on the funds with your bank or credit card and does not complete the transaction for several days. If you cancel during this time, they will take the money after your cancellation and put it in a general fund. The money sits there for up to 120 days before it's returned.

The way to get around this, is just plain don't book a ticket on Amtrak. Just in case anything happens, you'll be frustrated and angry that they won't process your refund. I am suing them in my local small claims court, and if you want to sue them too, send me an e-mail. I will have the name and address of their attorney so you can serve them the papers.

If you read all the blogs and posts about the terrible experiences people have on Amtrak, you really have no business being on the train in the first place. Find another way to get there. I've ridden the train for 20 years at least, and frankly, it's a nightmare. I'm glad they ripped me off this time, just to remind me how awful Amtrak really is.