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Beingtaken
March 24, 2011
FRAUDULENT PHONE PRACTICES
My husband and I found ourselves in need of health insurance, but had pre-existing conditions. Filled out forms on internet and were unindated with offers, most too good to be true. Many were just plain fraud, but this one was the worst! The premium was really low and covered EVERYTHING. After asking several times if it was MAJOR MEDICAL and being assured it WAS, I investigated. Went to their website and read their own disclamer(not major medical and should not be a substituted for major medical) I also saw all the complaints against them. On the 3rd or 4th call asked about their disclamer, was told this policy was as good. When I told them we were not interested in their product, they argued and I had to hang up---twice!! They kept calling back(same agent), I told them we were going to report them and not to call back, had to hang up again. He call back an hour later and ask to speak to my husband! My husband told him not to call back, still they argued and he had to hang up! This company is RIP OFF and preys on people who are desparate and scared!
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nothappy123456
March 8, 2011
Lied about coverage
I dealt with Kevin Walsh at ext. 330 at America's Health Brokers. He told me that the coverage was 70/30 (70% covered by the insurance and 30% covered by the patient) on the Plus plan. In addition to this they offered cash pay outs depending on the service. After getting the benefits package in the mail and reading it, there was NO mention of any 70/30 coverage. I called the insurance company and they basically told me that Kevin Walsh used some "creative selling" to sell me this plan and that 70/30 does not exist for this plan. So in knowing that, I was paying $400/month for basically nothing! This was just one of 4 things that I was lied to about by Kevin Walsh with this heath care plan. When I tried to reach him to discuss this, they would not put me through to his extension. How do these people sleep at night doing what they do all day long?
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