Morris Cooper promised me a home loan after I told him that I am a senior disabeled and on a fixed income and had a bankruptcy he said no problem. He then asked if I can put a down payment. He asked for copy of drivers license income SS disabeled proof and bank statement. I sent them he then emailed me and asked me for $100 for credit report I also wanted my nephew on loan and I was told another $100 had to be payed. After I payed he gave me a letter of approval for a loan which he never honored. On aug 27th he called me and said something needs to be deleted and he will work on it. Then I get a call from a Dave Abraham stating that for $500 plus he took another $25 without asking that they would delete the problem in 7DAYS I asked if that would take care of the problem he said yes. Well after I payed I had my phome calls and emails ignored by both Morris Cooper and Dave Abraham. I found out through a professional loan consultant and credit repair service that nothing was deleted I have seen the credit report. So around the first of Oct I emailed Morris Cooper and Dave Abraham stating that they didn't delete anything and I want my money back or I was going to the BBB the next day Morris Cooper called me and tryed to say the changed my credit report I told him I have recent report and nothing has been done and even the approval letter isn't good. He said he will talk to Dave Abraham and get back with me concerning a refund. Today is Oct 27th and I have not heard from either one. $725 may not be a lot of money to some people but to a senior disabeled on a fixed inocme that is a lot of money and cannot be replaced. So I feel both these people lied and gave me false hopes and promises and basically stole my money. Then have a lot of excuses and lies and really make themselves sound like real business men.