In 2006 when things were just getting started with the subprime loan servicing companies, ASC bought my mortgage loan from New Century. I owned my home for almost 10 years, single mom! I refinanced with New Century. 9 months later, I found out I was in foreclosure. Monies I paid through my bank for my mortgage (which I was under the impression was New Century) NEVER were applied to my loan. In fact, I was NEVER advised per FTC and RESPA laws that the transaction of the sale of my loan took place. Long story short, I lost my home, my identity and my life to ASC. No one wanted to help me. I was 3 days from acution when I found out I was in foreclosure, again NO NOTICE, just strangers looking in my windows and doors and trying to scale a privacy fence I just had installed. In fact I had just completed quite of few home improvements, evidence I had no intention of losing my home to anyone. I filed bankrupcty and got a bad lawyer who also took money for my mortgage payments that were never applied. No one legally wanted to help me and my lawyer told me my "home wasnt worth saving". I wrote a letter to the bankruptcy courts explaining the situation. Still no one would help me. When I sold my home through a short sale, the RE agents had a horrible time with ASC. I developed identity theft for which I attribute to ASC. I read letters on class action law suites pending and their unethical business practices. I sold my home and they set the balance, SURPRISE, at the same amount I refinanced for $163, 500 and made the sale price $175, 000. They had my money AND made $15, 000. Then on top of that our lovely president gave them money through the bailout. Altogether, I lost over $50, 000. Had proof and no one would do a da$% thing about it. I want my money back and then some for the agony embarrassment and ID theft that occurred due to their fraudulent practices. I have a huge box full of proof of everything! How DARE a company be allowed to do that and then lawyers and courts let it continue! Trish Kurtz VA BEACH VA a lost homeowner

ASC or Wells Fargo makes no difference they are one in the same. ASC is making it so difficult to keep my home that no matter what they say on the phone and I follow it is not correct according to the next person you get on the telephone when you call. I sent in 2 Western Union checks for the amount requested, as Western Union only will accept funds up to $ 4999.99 and I had to wire almost $10, 000 immediately in order to keep my home. ASC received 1 check and Wells Fargo the other. I verified the next morning that the money was received and it was confirmed my someone. 19 days passes and I get a letter about home owners insurance and call as I paid it 02.01.09. Why did they applied homeowners insurance at triple the price I paid when I was not deliquent on the homw owners insurance? No one would talk to me because the house was in foreclosure "STATUS". No one called to tell me that they returned my Western Union Money as there was not enough funds. Of course there wasn't when they SCAMMED me again by receiving 1 check by ASC and 1 by Wells Fargo and returning it without notifying me. There was almost $10, 000 sitting in limbo. I thought every thing was good as I called an confirmed the payment. Guess what? No record of calling, only the record of returning the money as there was not enough funds. Once again I sent the money Western Union (2 separate wires) and confirmed they received it. This time it went there however now I had additional charges for being late. In addition the insurance applied I have to call another department to get there insurance taken off and mine applied. Not possible as the STATUS is still in foreclosure. With all the attorneys fees they applied my payment went from $1700 to $ 2600 for the next 6 months. What attorney fees and since when to attorneys make that amount of money and I have never been informed of any transactions or actions taken against me. I have lived in my house for 20 years, I did not over finance I became suddenly disabled and have been unable to work for 3 years and probably for life. I sold ever thing I have and finally have received SSA after 3 years and was trying to keep up with the mortage. Now I can't keep up with that $2600 a month payment with SSA of $ 1400 a month. Do you think they would work with me? No!
Any one who thinks the mortagage company does NOT want your house is so misinformed. They do want your house especially is it is 1/2 paid for. I am trying to work with them but ASC/Wells Fargo have more power tham I do. I need help to stay here or I will be another homeless American. Why isn't the government's investigation team about fraud involved in ASC/Wells Fargo? If they would take a look at the number of complaints and actually talk to some of the people who are in STATUS foreclosure or sent in complaints maybe they would find out what fraud really is. Help us especially since we are trying to help ourselves and getting SCAMMED.

I worked with America Servicing Company for five months and they tried to foreclose on my loan. They said we had a modification and still tried to prolong process and foreclose on my house. They ended up adding $ 175, 000 to my loan and kept interest rate the same. They caused a tremendous amount of pain and suffering. Thanks Greg

they are the worst company on planet, they should be out of business, everytime you call you get some incompetent person, i called to check on my account and they have it all messed up. so because my husband was diagnosed w/cancer and was off work and i lost my job, 2/2007 we ended up filing bankruptcy to save the house. they never took the past due off, they were unwilling to make any type of arrangements, i never had a problem with any of the other companies that my loan was transferred to..my payments never applied correctly..3/2008 next thing i knew we were in foreclosure and then when we called to try and recify it and make something happen to keep my home they referred us to the attorney for them. i ended up after trying everything that i could and under their direction that i had 6-7 months from the letter to be out, i rented an apartment, and now they tell me that it will not be until may of 2009 before it is final. i am upset..
what is this world coming to.. i guess the end..

In 2006 my mortgage was put into foreclosure. I live in Kentucky part of the year and was making my payments from there. I sent 2 payments in and caught up. When i sent in the 3rd payment, they sent me 3 of my checks back and said it was the wrong amount, that my payment had gone up. In an effort not to lose my home i have lived in for forty-two years i was forced to make fourteen hundred and change payments to get caught up. I made these payments for close to a year at this amount. It put an enormous amount of stress on me. I am now caught up. I am still receiving harassing phone calls and the information on my statements is conflicting. I called ASC about this, and this is not the first time, but they offer no help. I have now requested my records for the last two years. I intend to take these to an attorney in efforts to get to the bottom of all of this. I am looking into filing a class action lawsuit if these problems persist. I have read the information available to me on the internet and it looks like I am not the only one with these problems. It seems that ASC makes a habit out of buying other companies' mortgages and leaving the customer with many questions and complaints. I hope and pray that there is some relief out there for people like me that need some guidance on this matter.