Please make your Complaints to: The Federal Trade Comission, to RipOFF Report & Consumer Affairs too. I found a lot of other Complaints about AHMSI. They lie to you on the phone & keep telling you they mailed you statements (then blame the US Mail), which I have never received since they bought my mortgage March 2009. They farm out the calls to INDIA, you can't talk to them, terrible English & their lack of the English knowledge, understanding what your talking about. They don't post you payments in a timely fashion, trying to get late so the can incur late payments. Lets stick together & get them stopped. Please go to the other site & make a "Complaint".