I tried to take out a loan with these guys 3 years ago. They then asked for a payment of £49for the service and thewy said at this point they would get me a loan. They never said they might not be able to get my loan. They had me feeling that this loan was nearly mine. However weeks and weeks went by and I heard nothing at all from then. Not even a letter to say they could not find me a loan when all I heard from her is I will be able to get you your loan Mr Fearn. More time went by with no contact from them. I still WANT my £49 or £59 back, whichever it was.