This insurance company takes money out of your bank account without authorization. I paid my husbands insurance last month and they went into my account an took another payment on 7-4-11 and again on 7-11-11 to the tune on $510 in total!!! I called and complained and they said I authorized auto payment when I paid online..^#^$%&*%* bastards had no right! They only agreed to refund $80!! It is my mission to tell everyone about the fake insurance company. They just want free access to people checking accounts. If you have car insurance with them, cancel it or you will be next!