I would not do business with Carmax dealership if it were the only one on earth. I spoke to a sales person named Ashley Shadle, who took my credit app. At that time I told her what I had as a down, 10 min later she said I was approved and to give her $49.00 transfer fee. I did as she instructed when I went to pick up the vehicle and went to do the paper work they could not use social security or Iowa teachers retirement as income making me unqualified at the rate I was quoted by the sales person Ashley. It was stated to me I had to triple my down payment making it imposible for me to qualify. After traveling over 100 miles and trying to complete the paper work after 10pm they had no intrest in helping me get a loan, In my opinion these peope are no more than cheats, deceivers and liars with the integerty of a jack ass . The people managing, operating and conducting daily business are morally and ethacally bankrupt boyals on the ass cheeks of life. gary and carol craig lawton oklahoma