my acc is on arreas of R1021.10, i took a persoal loan on the 20th of april 2010 at vrybug branch and the date of 1st instalment was suppose to commence onthe 27th july 2010 according to the contract and the date i singed for the debit is the last day of the month to my suprise eversince the debit is been on the 15 of every month which is making it difficult for me to pay cos i ve to deposit on the 14th of every month meaning i ve to borrow money to keep the acount up to date and as a result of that the debit went on my account for 1st inatalment on the 15th of june 2010 when i 1st noticed that a problem is occuring, it didnt find any money by then, trying to prevent that i went back to the bracnh to make them aware and ask them to change the date to the last day which they agreed and worked on it, i was asked to write a letter of which i did and attached my salary advice were faxed to the head office and i was told that it will start to debit at the last day of the month, to my suprise till now of wich i went thrice on same problem it is still effective on the 15th and its making my lifen miserable cos its hard ti cope with the situation of last day to 15th and who is suppose to be responsible for the arreas